Serving the Mortgage Professional Community since 2006

HOS Financial is Canada’s leading Lease Purchase company, specializing in lease to own applicants. Based in Toronto and operating in all provinces across Canada including Quebec, we offer an alternative solution for renters wishing to become a home owner. For homeowners who are experiencing financial difficulty, we specialize in Power of Sale or Foreclosure Escape. At HOS Financial we value our relationships with both our clients and the mortgage brokers who act as our ambassadors.

We cater to Mortgage Professionals by offering custom solutions for their hard to Finance Clients.

In today’s market, it is becoming increasingly more difficult to secure financing from Banks and Credit Unions. The Federal Government has imposed so many restrictions, consumers truly have to be Triple A to be approved for a New Home Purchase. Also, with the 80% Refinance cap imposed, consumers who face difficulty truly have very limited options available to them when they need help the most.

That is where HOS Financial excels…helping clients who are facing financial disaster and losing their most valuable asset…their Home!

Our Rescue Refinance Program has helped more Canadians stay in their home when facing Power of Sale and Foreclosure than any other Company. We let your client stay “home” and we work hand in hand with them to get their life back on track.

What is in this for a Mortgage Professional?

  1. You save a Family from financial disaster
  2. You earn 100 BPS as a Referral Fee
  3. Your client is referred back to you at the end of the Lease Term where you can earn another 100 BPS from the lender who takes their New Mortgage.
  4. You get a client for life! Referrals from happy clients is one of the strongest foundations on which to build a business.

Check out the rest of our site and learn more about our revolutionary Lease Purchase Program!!