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rent to own Home Loans

Are Rent to Own Loans Available?

 November 10, 2021
rent to own homes agreement

Rent to Own Agreement

 November 10, 2021
rent to own homes Process

Rent-to-Own Homes: How does the Process Works

 November 10, 2021

Elizabeth

 September 21, 2021

Investor Relations Services

SAFE, SECURE & SIMPLE
REAL ESTATE INVESTING

REGISTER YOUR INTEREST IN BECOMING AN INVESTOR HERE
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online rent own mortgage

MODERN, ALTERNATIVE REAL ESTATE INVESTING

Delivering Attractive Average ROI Per Annum!

We understand eliminating “ALL” risk is not realistic but our Core Values ensure we bring our investors opportunities that are financially balanced and feature a detailed strategy for Success.

Register and become one of our valued investors committed to providing affordable homeownership for all Canadians

REGISTER HERE
OUR CORE VALUES

Our commitment is to bring our Investing Partners Opportunities which are consistent with our Investment Motto – Safe – Secure and Simple Investing.

When we talk about Safety, it is about how our Underwriting team will identify potential risks in any Opportunity and how HOS Financial acts to mitigate this risk through proper Exit Strategy Planning.

WHAT WE OFFER

Regardless of how you chose to invest with HOS Financial in our Rent to Own Program, a Balanced approach is our priority which ensures that the tenant/buyer has the affordability and exit strategy and provides optimized returns for our investors.

The Tenant/buyers go through an extensive underwriting process including diligence gathering and screening that makes investing in Rent to Own a Safe, Secure and Simple transaction.

Experienced landlords understand how much work it is to secure suitable tenants. We do the heavy lifting and provide the investor with the information and qualified clients to make an informed decision.

Our Investor Relations and Implementation Teams assist you with navigating the purchase and ensuring the successful start to the tenant/buyers personalized Path to Home Ownership program.

The HOS Financial Client Care team manages the Rent Collection, Administration and provides support to both Investor and Tenant/Buyer all the way through to a successful exit.

The added benefit to working with HOS Financial is that 100% of the time we are helping deserving families access homeownership through a personalized path to home ownership.
Check out our 3 Investment Models!

PURCHASE A RENT TO OWN PROPERTY

The traditional approach to investing in a Rent to Own is to purchase a property for a preapproved tenant/future buyer.  This is a Safe, Secure and Simple process with HOS Financials screening, qualification and diligence gathering process.  Our experienced underwriters and investor relations team guides you and provides support throughout the entire term.  If you have the ability to qualify for a mortgage to purchase a property, don’t want to be a hands-on landlord or deal with tenants and desire both cash flow and appreciation.  This model is for you!
More info

MORTGAGE INVESTMENT

This Private Lending model is great for investors who have cash to invest inside or outside of registered accounts (RRSP, TFSA).  With this model our Holding Corporation becomes the purchaser ( and effectively becoming the guarantor) and you hold all the security as a Private Mortgage.    If you have maxed out your mortgage capacity and are looking for a lower risk mortgage investment. This model is for you!
More info

EQUITY INVESTMENT

This model is for cash investors who want to support Rent to Own with down payment top up and other equity related models.   This model goes through our Exempt Market Dealer and is RRSP,TFSA eligible. If you  have cash in amounts of $10,000 or more to invest, ask for more information!
More info

CLIENT FEEDBACK

We were just about ready to throw in the towel. Everywhere we looked for help we were turned away. Then, we were introduced to the Home Owner Soon Program. Today, we are proud homeowners and thankful to the team at HOS Financial for all their support!
Carla H., Brampton
What a great opportunity HOS Financial provided my family. When my landlord suggested he was going to sell the home we lived in for 5 years, HOS Financial was there to help us purchase the home when my bank said “no”. The Home Owner Soon Program allowed my children to stay in the only home they have ever known. A big THANK YOU to the entire HOS Family. We are forever grateful!
Virginia Storey
When the banks declined us for a mortgage, we called Home Owner Soon and they helped us get into our brand new home. They offered excellent advice on how to repair our credit and purchase our dream home. Thank you for making all of this a reality.
Ames and Jodie, Ajax, Ontario
With the help of the team at HOS Financial Inc. I was able to progress from a new investor to an experienced RTO investor. HOS’ managed all aspect of the deal and as a new investor their experience and professionalism was invaluable.  I’ve now converted much of my investment portfolio from private mortgages to Rent to Own.
Hubert Cassimiro
Thank-you to the team at HOS Financial. Your Program has not only helped us save our home. You put us on track for a bright financial future! We feel very indebted to you.
Rob & Lynn Burtch